Asset-backed security
Every strategy is anchored by tangible collateral and enforceable security.
Our Philosophy
At IM Capital, understanding and achieving our clients’ goals are at the core of our company values. Our philosophy has always been to back our beliefs with actions.We spent a year personally testing and investing in the market to ensure zero losses or zero-interest investments. Our primary focus is on single-asset lending, with the ultimate goal of transitioning to a pooled fund structure.We remain steadfast in this commitment, recognizing the importance of aligning our interests with those of our clients in the commercial real estate debt market.
Senior Secured
Real Asset Backed
Short Duration
Australia Focus
This page is for general information only and does not constitute financial product advice.
3 – 24 Months
Duration
5m – 50m
Deal Size Focus
Monthly
SInvestor Distributions
$250,000
Minimum Investment
10-16% P.A.
Investor Target Return
PRODUCTION
Transactions
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INVESTMENT PHILOSOPHY
Built for downside protection
We focus on structure, collateral quality, and exit planning—before considering yield.
Short-duration focus
Shorter tenors can reduce macro cycle exposure and improve liquidity planning.
Disciplined underwriting
Conservative LVR, third-party valuations, and stress-tested exit scenarios.
RISK & PROTECTION
Risk controls embedded in the structure
Our process is designed to identify downside early and protect capital through rigorous controls.
- Conservative LVR thresholds and borrower equity alignment
- Independent valuations and legal due diligence
- Seniority and security documentation tailored to the asset
- Active monitoring, reporting, and exit planning
- Structured covenants where appropriate
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